Many of us cannot afford to pay for insurance but having insurance is a state law in California. What are we able to do to get insurance at a lower price? California has an insurance scheme that was designed especially for individuals that can not afford insurance. This insurance plan is named CLCA. CLCA stands for California Low Cost Automobile Insurance scheme.
This plan is perfect for people who want California low cost automobile insurance.
What do you have to do to qualify for this plan? Your income is a factor they consider. If you are a low income family you may qualify but there are other qualifications as well that they consider.
How much income are people allowed to make for their size of family? In order to qualify for California low cost automobile insurance, then you have to have an income of less than $26,000 for a single person, less than $35,000 for a two-person family, less than $53,000 for a four-person family and less than $89,000 for an eight-person family.
If you do meet these income requirements then CLCA could be the answer to your car insurance problems. You may no longer have to struggle to pay an insurance bill or find someone else to help you get to work.
What are the other things that they consider for you to be accepted for CLCA? They do not let you qualify for CLCA if you have lost your license during the past three years or if you had any accidents that were your fault and they caused bodily wounds to anybody, within three years. You also need to be over nineteen and your car can not be more valuable than $20,000.
All of these qualifications make perfect sense if you consider they are trying to help good people and families that are truly struggling in today’s economy to get California low cost automobile insurance.
If you’re a safe driver and you meet all of the qualifications that they have, then California low cost automobile insurance is available for you.
Not being able to afford to get car insurance is something that most people have faced sometime in their lives and it’s good to know that there are alternatives to not being able to drive your car.
With many people out of work and the economy near bankruptcy, there are other options to help people who can’t afford to buy insurance in California.
If you are short of money, and you want to find in California low cost automobile insurance, what you have to do is to find comparison web sites where you can get the cheapest insurance rates in the market just by comparing different California auto insurance companies.
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